Our option reserve account requires no collateral and puts cash directly into your checkbook. The funds can be used to cover most unexplained expenses, acting as a pre-approved loan that is available whenever you need it. Option reserve can also protect you from hefty overdraft fees and returned check charges by giving you access to an automatic line of credit. To apply for a PBI Bank option reserve account, contact your local branch and speak with a loan officer today.
This account is subject to credit approval.
For answers to any questions, please visit our Customer Service Center.