Advantage Checking

Advantage Checking offers financial, security, health, travel and a number of other benefits, including more than $900 in annual savings.

  • $7.95 monthly service charge
  • Minimum $50.00 deposit required to open this account
  • No minimum balance required
  • Eligible for a Relationship Money Market account
  • Unlimited debit card transactions
  • No ATM fees for withdrawals made at PBI Bank locations. Reimbursement is offered for all fees associated with foreign ATM transactions. See your local PBI Bank for more details.
  • Safe deposit box discount
  • Cashier's checks
  • Free online and mobile banking*
  • 24 hour banking by phone at 1-877-238-7564
Security Advantages
  • $10,000 Accidental Death & Dismemberment Insurance and $100,000 Common Carrier Coverage. This coverage splits evenly among all authorized signers and will not decrease in value based on age.
  • Identity Theft 911 – If you become a victim of identity theft, you can call a toll-free number and talk with a highly qualified personal advocate who will help guide you through the resolution process from start to finish.
  • Living Family Journal – This service allows customers to organize, record and document personal, medical and financial information online from a personal computer
Health Advantages
  • Prescription drug discounts
  • Vision care savings
Shopping, Travel, and Entertainment Advantages
  • Discounts on movie tickets and major theme parks around the country. Save up to 50% per night at thousands of participating hotels and motels across America and abroad.
  • Discounts of up to 20% on rental cars, cruises and vacation packages
  • Discounts of up to 50% on brand name products purchased online or by phone
  • Save up to $1000 on groceries, home and healthcare products, pet products and more

*To access online or mobile banking, you must enroll in the service through online banking once your account is open. PBI Bank does not charge to download or use the PBI Bank mobile app, however, fees may apply for using services in mobile banking. Your mobile carrier may charge for data and text usage. Check with your carrier for more information.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.