Agricultural Lending

For generations, agriculture has been the backbone of Kentucky’s economy, and it continues to be an important contributor to the state’s economic health, even today. Dominated by family operations, Kentucky’s farmers produce and market more than $5 billion in agricultural commodities each year. That’s why PBI Bank is committed to agricultural lending.

Many of us are farmers, too, so we know the business and the significant investment of time and resources required to be successful. We’ve applied our knowledge and expertise to create products and services that specifically support agriculture, to help keep Kentucky farmers growing.

PBI Bank partners with government programs to offer agricultural loans that can be used for a variety of needs, including equipment purchases, farm expansions, real estate purchases, as well as numerous other expenditures. Credit conditions and other restrictions apply.

Visit your local banking center to learn more about your lending options with PBI Bank.


Real Estate and Farm Infrastructure

If you are considering buying a farm, or adding acreage to an existing one, PBI Bank can help with one of our flexible real estate loans. Our relationship managers use their in-depth knowledge of the agricultural business to help clients find the loan that works for their specific needs.

We also offer a variety of farm infrastructure loans for poultry houses, dairy parlors, grain bins, tobacco barns, and other operational-based needs.


Equipment and Machinery

Whether you’re considering purchasing a new tractor, baler or milking machine, we can help make it possible. Since many of our bankers are farmers, they know the ins-and-outs of farmers’ needs in equipment loans. Plus, we offer exceptional flexibility, fast decision making, and competitive interest rates on our equipment loans.



From breeding stock to cattle, and everything in between, our livestock lending program is designed to equip farmers to meet all of their production needs.


Operations and Lines of Credit

We offer numerous options for lines of credit that can help ensure your farm runs smoothly and efficiently all year long.