Savings Accounts

The money you save plays a major part in determining what’s possible in the future. We have a robust suite of savings account products tailored to help you meet your financial goals. Contact your local banking center to learn more about the savings options we offer.

Simply Free* Savings

Easy access^ savings!
  • Competitive interest rate
  • No minimum balance
  • No monthly service charge

Select Money Market

Savings made simple!
  • Competitive interest rate
  • Check orders available^
  • Only $10 monthly charge if minimum balance falls below $1,500

Prestige Money Market

Earn a competitive rate of interest on your account balance!
  • Competitive interest rate
  • Check orders available^
  • Only $10 monthly charge if minimum balance falls below $5,000

Platinum Money Market

Earn a premium rate of interest on your account balance!
  • Our highest interest rate
  • Check orders available^
  • Only $10 monthly charge if minimum balance falls below $10,000

Certificate of Deposit

A Certificate of Deposit (CD) is a time deposit with a specific, fixed term tied to it. This savings tool allows you to earn a competitive interest rate over a chosen period of time that works best for you. PBI Bank offers a variety of short-term and long-term CD products with a minimum $500.00 deposit required to open an account.

Individual Retirement Account CD

An Individual Retirement Account (IRA) CD is a great way to plan for your long-term future and put money aside for retirement savings while earning a competitive interest rate.

You should consult a tax advisor for further information regarding IRAs.


Health Savings Account

A PBI Bank Health Savings Account (HSA) is designed with your health care costs in mind. This is a tax-advantaged, private savings account to help you pay for current and future qualified medical, dental and vision expenses^. An HSA works in conjunction with your High Deductible Health Plan (HDHP), as defined by IRS regulations.

You should consult a tax advisor for further information regarding HSAs.

Christmas Club

Don't wait until the holidays to plan for the money you’ll need to buy gifts, have a party or travel to see family and friends^. Take advantage of this short-term savings account to put money aside all year long and ensure you have what you need when the holidays arrive. It’s never too early to start saving.

 


IMPORTANT INFORMATION ABOUT SAVINGS ACCOUNTS

Account Opening conditions and Bank regulations apply. Minimum opening deposit $50.00. Ask us for details.

* Other fees such as overdraft, returned NSF items, dormant fees, etc. may apply based on activity. See Fee schedule for details.
^ Federal regulation limits certain transactions in Savings Accounts, including Money Markets, to six withdrawals and/or transfers each cycle that are initiated by pre-authorized transfer or telephone/Internet including but not limited to Bill Payments, checks, or Debit card.